Costs and Savings

Cost and Savings on Dining & Housing for 2021-2022

OSCA offers significant savings over regular campus dining and housing. At the end of each financial year, any leftover money is refunded to the membership.

OSCA COST & Savings on Dining & Housing for 2021-2022
  OSCA College Savings
Dining $5,100 $8,996 $3,836
Housing $8,326 $8,858 $532

In 2021-2022, to dine in a co-op costs $5,100 a year ($3,836 less than campus dining service).

Living in a co-op and dining in a co-op costs $13,426 ($3,368 less than living in a campus dorm and dining in campus dining service). 


The labor that members put into their co-op results in these savings. Co-opers work an average of 4 to 5 hours a week. Job hours are flexible, fun, and a good way to meet people. The types of work co-opers do range from cooking or baking bread to being a representative to the Board of Directors or keeping track of co-op finances. Most larger co-ops have “Time Aid” programs that allows members who also have jobs outside the co-op to reduce their hours to sometimes as little as 1 or 2 hours a week.

Financial Aid

OSCA also offers a number of scholarships through its sister organization, the OSCA Foundation, including the Financial Need Scholarship (which covers either half or all of a member's semester board bill) and the Emergency Need Scholarship (which is open to all Oberlin students). Information on these and other scholarships are made available to the membership in late August. 

**For the 2021/2022 Fall semester, applications will be due on October 15th at 4pm to the OSCA Financial Office (Wilder 402). 

OSCA Billing

OSCA bills are issued on August 10 and January 10 and are due within 30 days.

**For the 2021/2022 Fall semester, bills were mailed on August 26th and are due September 30th. 

Mail your check to:

Oberlin Student Cooperative Association
P.O. Box 118
Oberlin, OH 44074

For more information on billing, please consult How To Pay My OSCA Bill below. If your question is not answered on that page, please contact the OSCA Financial Office (Wilder Room 402) or email for more information.

How To Pay My OSCA Bill

When is my bill due?

Fall semester: Bills were sent out on August 26th.  It is due September 30th.
Spring semester: Bills will be sent out in late January. It is due 30 days later. 

How do I pay my bill?

Mail check (OSCA does not accept cash or credit card) to:

Oberlin Student Cooperative Association
P.O. Box 118
Oberlin, OH 44074

What if I can't afford to pay my whole bill right now?

You can sign a payment plan to break your bill into 3 easy payments due on the 15th of each month (Fall semester: 010/15, 11/15, & 12/25.  Spring semester: 03/15, 04/15, & 05/15.) You can also sign a payment plan to delay your due date if you are waiting on loans to come in or a check is in the mail and won’t get to OSCA in time. 

In order for payment plans to be valid, we need your signature. Your parents can’t call in and ask for one, you need to trek up to the OSCA office (Wilder 402) and sign one yourself. Note: when you sign a payment plan, it is your responsibility to make your payments on time, reminders will not be sent.  If you do not pay by the due dates, a 1% compounding finance charge will be added to your account each month that you are late.

I already paid the College side or I transferred from CDS into OSCA. How do I get the College to transfer money to OSCA?

If you transfer from CDS to OSCA, you will have a credit in your student account, since CDS is more expensive than OSCA.  You can either visit the Student Account/Bursars office, which is located in Carnegie, on your left if you enter from Lorain Street/Rt. 511 or simply fill out a very brief form and submit request to student accounts with this form on the College site.  

Student Accounts will NOT know how much you owe OSCA. Your OSCA invoice is emailed to you and a copy is sent to your home address so please know the amount before you try to request monies Payable to OSCA. 

What if I/my parent didn't receive a bill?

Check with the Treasurer or Financial Manager to make sure we have the correct address.  (We send an invoice to both your student email and to what we believe is your correct parent’s address, because we don’t know who pays your bill). If an invoice was already sent, it is your responsibility to make sure we receive payment on time.  Ask how much you owe if you do not know.

What if I don't pay on time?

OSCA starts to charge you a 1% compounding finance charge once your account is past due. If it is more than 45 days past due, OSCA will expel you from your co-op. You cannot live or dine in OSCA again until your bill is paid in full.

I thought my mom/dad/legal guardian paid my bill. It's not my fault that my payment is late.

As a student in College, you are considered an adult. You need to be responsible to make sure your bill is paid on time.  It is not OSCA’s responsibility to hassle you or your parents to pay on time. Confirm with OSCA ahead of the due date that your bill has been paid (you can do this by phone, 440-775-6866 or email The OSCA Membership relies on your timely payment.